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DiDi Finanzas CPI Proposal
Updated Monday, July 15, 2024 at 1:15 AM CDT
DiDi personal credit: it is a revolving credit service that you can use whenever you need.
💰Get money fast up to $26,800 m.n. Apply in just 3 minutes with fast pre-approval. Download the application now to have your personal credit the same day!
🙂Why choose DiDi's personal credit financial service?
✅Flexible limit: Choose the amount of credit you need, ranging from $300 m.n. at $26,800 m.m.
✅Fast: Download the DiDi Finance application and finish the credit application in just 3 minutes.
✅Payment terms: You can pay your credit in 30 or up to 180 days.
✅Easy: You can request your credit 24 hours a day, 365 days a year for whatever you need or for an emergency.
✅Secure: DiDi's personal credit service is regulated by PROFECO.
✅Reliable: More than 5 million users already use DiDi's personal credit service.
How to apply for a personal loan?
1.Request your credit through the DiDi Finance app.
2.Once approved, provide the amount you need.
3.Enter your CLABE account, so that your credit is transferred to your bank account.
4.Use your credit for what you need.
5.Pay your credit through SPEI or physically at Oxxo stores.
Terms and Conditions
Informative average CAT 315% without VAT Calculation date: September 14, 2023.
Ordinary annual interest rate from 72% to 144%
EXAMPLE OF A PERSONAL CREDIT
If you are granted a line of credit of $5,000.00 pesos and you decide to use $1,000.00 pesos, to pay within a period of 91 days in 6 periods, each of 15 days, the total amount to be paid, considering ordinary interest, the disposition commission and VAT would only be $1,176.00 pesos. Your recurring payments would be $196.00 pesos each.
Within this calculation, the components are the following: $77.00 pesos of ordinary interest, $73.00 pesos of disposition commission and $24.00 pesos of VAT.
In that sense, your credit was calculated on a Total Annual Cost (CAT) of 410.5%. The same terms would apply if you decide to take advantage of your authorized line of credit again, as long as you keep your payments up to date.
We also offer the financial service of the DiDi Card, a credit card with daily benefits created by DiDi and backed by Mastercard. Download the DiDi Finance app for more information.
If you have questions about how your personal credit works, you can contact the Customer Service channels, either at the number: 800 953 3300 (add temporality) from Monday to Sunday from 8.00 am to 8.00 pm, or through DiDi Support within your application. You can also review our Privacy Policy and our Terms and Conditions in the following link: https://page.didiglobal.com/global/silver-bullet-online/o4yjRt6a6vTA8crQ4aZCM?campaign_id=101120221020001&trace_id=&lang=es-MX
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